THE HOC INNER CIRCLE IS HERE!! 👑🔥 Big love to my top 10 supporters. You lot are unreal. Appreciate every single one of you. @njcAllocates @TangoTurtleA @T_P_Freelancer @Alphacoreinvest @theinvestnow @milspousewealth @linbo_tang @insidegadsmind @PenneyInvests @skiddercpa

$NVDA invests $3 BILLION into $META, and now $AMD is investing another $1 BILLION. Meta is getting some serious backing from the chip giants. Here's what's interesting: AMD's Helios AI systems are already being tested at Meta Both companies are working on custom AI chips Meta already uses millions of AMD EPYC processors Partnership aims to scale AI infrastructure even further For me, what's interesting is that Meta isn't relying on just one chip supplier. It's building relationships with both NVIDIA and AMD to support its AI ambitions. The amount of money being poured into AI is just insane. Bullish Meta?

$HOOD and Ripple $XRP are teaming up. This could be a pretty big deal for both companies. Robinhood is bringing Ripple's RLUSD stablecoin into its ecosystem, including Bitstamp, while also using Ripple's technology for payments, settlements and institutional financing. A few things caught my eye: RLUSD has already passed $2.5B in market cap Robinhood has 28.6M funded customers Bitstamp is expanding its institutional trading services For me, this is another sign of how traditional finance and crypto are slowly coming together. And we're still in the early stages. What do you guys think? Bullish for $HOOD and $XRP?

$UPS quietly making a comeback? UPS just delivered a solid Q3, beating Wall Street expectations and raising its full year guidance. Revenue: $22.85B (+6.7%) EPS: $1.69 vs $1.62 expected FY26 revenue outlook raised to $92.6B Free cash flow expected to hit $6.1B What caught my eye is that all three business segments are growing, and stronger pricing is helping profitability. With the busy holiday season coming up, it'll be interesting to see if UPS can keep this momentum going. Anyone here holding $UPS? What's your take?

$NVDA is investing $3 BILLION into Meta $META But it's not just about the money here. Both companies are teaming up to make Meta's AI models and agents faster, cheaper and more efficient, while building the infrastructure to support billions of users. For me, this just shows how serious these companies are about AI and where it's heading. The AI race is far from over. What do you guys make of this partnership?

🚨🚨🚨 $PYPL GANG, IS PAYPAL FINALLY TURNING THINGS AROUND?! 🚨🚨 PayPal has reported its Q3 earnings, and we've got some mixed results here guys. Here's a quick breakdown: Q3 Earnings (Actual vs Expected) Adjusted EPS: $1.45 vs $1.31 (+8% YoY) Revenue: $8.58B vs $8.71B (+2% YoY) Payment Activity: Total payment volume: $487.1B (+6%) Transactions: 6.8B (+7%) Active accounts: 440M (+0.6%) 2026 Guidance RAISED: Adjusted EPS increased to $5.60 from $5.38. Q4 adjusted EPS expected at $1.43 vs $1.35 estimated. Transaction margin outlook also raised. Shareholder Returns $1.5B in share buybacks. Quarterly dividend of $0.14 per share. However, free cash flow declined 17% to $1.43B. Good to see PayPal beating earnings expectations and raising guidance. But what concerns me is revenue growing just 2% and active accounts barely moving. Don't get me wrong, improving profitability is great, but I want to see stronger revenue and customer growth before getting too excited. For me, the turnaround story is still a work in progress. $PYPL gang, are we finally seeing signs of a recovery or is there still more work to do?

🚨🚨🚨 $KO GANG, COCA-COLA JUST SMASHED EARNINGS 🚨🚨🚨 For all you Coke peeps, we've got some pretty solid numbers here. Coca Cola has beaten Q3 expectations and raised its full year guidance. Q3 Earnings (Actual vs Expected) Revenue: $13.4B vs $12.93B (+7% YoY) Adjusted EPS: $0.91 vs $0.88 (+11% YoY) Operating margin: 32.9%, up 1 percentage point. Here's what's interesting. Coca Cola Zero Sugar volumes surged 16%. Global beverage volumes grew 5%. Latin America organic revenue jumped 16%. 2026 Guidance RAISED. Adjusted EPS growth: At least 11% Organic revenue growth: At least 5% Free cash flow: At least $13B. These are some seriously impressive numbers from a company that's already so established. What stands out to me is the volume growth. People aren't just paying more for Coke, they're buying more of it too. And that's what I love about strong businesses with recognisable brands and loyal customers. Not every investment has to be an exciting AI or tech stock. Sometimes the boring businesses just keep delivering. Any $KO holders in the HOC family?

SOFI SMASHED EARNINGS, SO YOU KNOW WHAT THAT MEANS... Gone and treated myself to some pancakes for breakfast to celebrate. Good earnings, good food and good vibes. What more can you ask for. Sometimes you've just got to enjoy the little things in life. LFGGG $SOFI GANG!! 🚀

🔥🔥🔥 Yesshh sir!! $SOFI absolutely smashed Q3 earnings 🔥 🔥 🔥 Just look at these numbers: Revenue up 44% YoY to $1.38B Net income up 73% to $241M Added 1.2M new members Loan originations up 71% Raised 2026 guidance Expecting $6.4B revenue in 2027 As a shareholder, I absolutely love seeing this. The growth is incredible and the company continues to deliver. Glad to be holding this one for the long term. Any other $SOFI shareholders here?

What's ONE thing you spent your hard-earned money on that you genuinely REGRET buying? Could be something big or small. I reckon we've all wasted money on something at some point. Share yours, you might save someone else a few quid👇

Happy Tuesday everyone 🌞 One thing I've realised is that life doesn't always go to plan, and that's okay. Some of the best things in life come from unexpected changes. Don't be afraid of taking a different path. It might lead you somewhere even better.

🔴🔴🔴 not a great start to tomorrow.

Jensen see's something 👀

🚨🚨 THIS WEEK COULD BE ABSOLUTELY WILD 🚨🚨 We've got Fed and ECB rate decisions, HUGE earnings and some very important US economic data. Here's what we need to watch: TUESDAY, 27 OCTOBER Earnings: $SOFI – SoFi $PYPL – PayPal $HOOD – Robinhood US new home sales data. WEDNESDAY, 28 OCTOBER FED INTEREST RATE DECISION 2pm ET – Rate decision 2:30pm ET – Fed Chair Kevin Warsh speaks. And we've got earnings from $GOOGL and $MSFT after market close. THURSDAY, 29 OCTOBER This is going to be a BIG one. 8:30am ET: Q3 GDP September PCE inflation Weekly jobless claims 9:15am ET – ECB rate decision. Major earnings: $AMZN – Amazon $COIN – Coinbase $MSTR – Strategy $MA – Mastercard FRIDAY, 30 OCTOBER 8:30am ET – Employment Cost Index, giving us more insight into wage inflation! What a crazy few days ahead 🔥🔥

HAS THIS EVER HAPPENED TO YOU?! You sell a stock hoping to buy back in at a cheaper price... But instead, it just keeps going UP and never comes back to your target price. What's that ONE stock you sold and wish you'd never sold?!

LET'S TALK FINANCIAL FREEDOM GUYSSS I've got two simple questions for the HOC family. How much money would you ideally want to have saved or invested before retiring? And at what age would you love to retire? Forget what's realistic for a moment, I'm curious to hear everyone's dream numbers. Let's hear them guysss

🚨GUYSSS, I'VE FOUND THE BULLS!! 🐂🐂🐂 Was enjoying my holiday when I came across these bad boys. Don't worry guys, I've had a word with them and they've promised us some GREENY GREEN days ahead. So stay calm, enjoy life and let the bulls do their thing. Bull market, we're coming for you. LFGGGG!! 🔥🚀 P.S. If the markets go red, I never met these bulls! 🤣

🚨🚨 WANT TO RETIRE AT 50? HERE'S SOME SIMPLE MATHS 🚨🚨 I've been thinking about how we can use our Stocks & Shares ISA and SIPP to escape the 9 to 5. Let's use a simple example. Age today: 35 Retirement age: 50 Annual income needed: £30,000 How much do we need? Using the 4% withdrawal rule as a rough guide: £30,000 ÷ 0.04 = £750,000 That's our starting retirement portfolio target! Here's where ISA and SIPP come in. Most of us won't be able to access our private pension until 57 from 2028. So if we retire at 50, our ISA needs to cover those 7 years. £30,000 × 7 = £210,000 ISA target at 50: £210K Pension target at 57: £750K How much do we need to invest monthly? Starting from £0 at age 35, assuming 5% annual growth after inflation and fees: ISA: Around £800/month for 15 years. Pension: Around £2,000/month gross for 15 years, then leave it invested until 57. That's roughly £2,800/month combined. And remember, pension tax relief and employer contributions can help too. I know these numbers aren't achievable for everyone, but the maths is what I find interesting. Your ISA gives you flexibility to retire early, while your pension helps fund the later years. Obviously, these are just illustrations, not guaranteed returns. Taxes, inflation and market performance all matter. For me, it's about understanding the numbers and working towards financial freedom, one step at a time. You have to be in the game to win it.

🚨🚨 $ASTS GANG, WE'VE GOT SOME BIG NEWS FROM BRAZIL 🚨🚨 AST SpaceMobile is making some serious moves in Brazil. Here's what's happening: Brazil Expansion Regulatory approval secured for 30 MHz of S band spectrum and secondary use of up to 20 MHz in the 700 MHz band. Agreements signed with 4 regional mobile operators. Plans to build 4 ground gateways connecting its BlueBird satellites to mobile networks. And here's the exciting part. Over 200 MILLION mobile connections in Brazil. Roughly half of its major highways and two thirds of agricultural land still lack 4G/5G coverage. Imagine being able to make calls, stream videos and access the internet directly through satellites using your normal smartphone! No special phone required. I think this is a massive step forward for $ASTS. The opportunity is clearly there, but now it's all about execution, launching more satellites and getting the infrastructure ready. They've already got 60+ mobile operator partners globally, representing over 3 BILLION subscribers. I'm excited to see how this develops. $ASTS gang, what do we think?!

🚨🚨 $META GANG, THIS IS ABSOLUTELY MASSIVE 🚨🚨 Guys, Meta is looking to raise up to $95 BILLION to fund its AI ambitions. Yes, you read that right. $95 BILLION. Here's what's happening: The Funding Plan $35B in initial stock offerings. Another $60B potentially raised through future share sales. $NVDA, $AMD and $AVGO have expressed interest in buying up to $5B worth of shares collectively. Where's the Money Going? Meta wants to go ALL IN on AI infrastructure, data centres and personal superintelligence. And here's another interesting bit. Meta is introducing new non voting Class C shares, with existing shareholders set to receive one for each share they hold. Don't get me wrong, I'm extremely bullish on AI long term, but $95B is an INSANE amount of money The fact that Nvidia, AMD and Broadcom are interested in investing is interesting too. However, my biggest concern is dilution for existing shareholders and whether all this spending will actually generate the returns investors expect. AI is clearly the future imo, but at what cost?!