40-year-old video creator, OG YouTuber with 1.2 million subs ๐Ÿ†, movie lover, Emerson grad, Eagle Scout, Springsteen fanatic, husband, and #GirlDad from Boston.

New Hampshire
Joined January 2009
๐Ÿง› It's spooky season! Which means it's time to partake in @ELCinemonster's annual movie viewing challenge: watch 31 horror films before Halloween! Here's a new YouTube video where I share all the films I selected for my 10th (!) time participating. youtu.be/6S6XjVESQUQ
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Ironically, it's the functionally illiterate who do not understand this distinction. ๐Ÿคฃ
The literacy crisis isnโ€™t that people canโ€™t read the words. Itโ€™s that they canโ€™t understand the context, infer meaning, recognise nuance, identify contradictions, or draw logical conclusions from what theyโ€™ve read
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I like that he basically conceded the entire argument with his phrasing, "get your money back." Which implies it was temporarily gone. This never happens with credit. Credit is safer. (It's okay to be wrong.)
Itโ€™s actually very easy to get your money back if your debit card is compromisedโ€ฆ?
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Jonathan Paula ๐Ÿ“ธ retweeted
Alright the Star Wars racing game is actually really fucking good
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Is there a hotter "final girl" than Jessica Biel in The Texas Chainsaw Massacre? ๐Ÿ˜
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Jonathan Paula ๐Ÿ“ธ retweeted
My favorite Republican campaign tradition is the biennial running of the migrants.
BREAKING: Another large migrant caravan is leaving Mexicoโ€™s southern border right now in an attempt to reach the United States. Some members of the caravan, which is mostly comprised of Central Americans, told me they are hopeful Democrats win the midterms.
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Jonathan Paula ๐Ÿ“ธ retweeted
I blame the Dave Ramsay-style absolutists for this. Debt is neither inherently bad nor good and exists on a sliding scale. 30% auto loan? Bad. 3% home loan? Great - donโ€™t pay it off early. Carrying balance on credit? Bad. Paying off full credit balance? Good.
You can argue it doesnโ€™t make much sense if you think about it but I donโ€™t think itโ€™s surprising 25-35 year olds are really skeptical of credit cards. Credit card debt was made out to be Satan post-2008. I remember seeing financial advisors cutting up credit cards on live TV
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Display Fusion randomly shows a different wallpaper from my lifetime collection of personal pictures on each of my three monitors every 15 minutes. It's great! And yesterday I vibe coded a little script so it only shows pictures taken "on this day." Now it's better! โค๏ธ
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This whole discourse is just one group saying "credit cards are pretty financially beneficial for very little effort if you exercise self-control" arguing past another group who cannot conceive of having self-control.
For salaried people, credit cards are literally one of the worst financial decisions you can make. You spend more than you possess, once you get paid & repay the loan, you do not have enough money left for the rest of the month so you use the card again. Itโ€™s a never-ending cycle
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Jonathan Paula ๐Ÿ“ธ retweeted
It's deeply concerning how many grown adults don't understand how credit cards work like holy shit no wonder your all in crippling debt
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Jonathan Paula ๐Ÿ“ธ retweeted
This is like claiming that your electricity bill which arrives monthly is โ€œmicrodebtโ€.
sooooooooooo according to the Internet, I should be constantly be putting myself into micro-debt and getting myself out of it every month to improve my dumbass "credit score" and MAYBE get enough money to get like an iPad or two. thanks capitalism
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Any other old YouTubers remember seeing this tooltip? It was like seeing the "1 of 10" today. You knew your content was popping off.
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Did we ever figure out why the host of Entertainment Tonight was dressed like a blackjack dealer for this show... or is that just like "his thing?"
tfw itโ€™s opening day for the NBA
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Only Idiots Use Debit Cards! WHY CREDIT IS BETTER. (for Americans) (... with disciplined spending habits.)
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Jonathan Paula ๐Ÿ“ธ retweeted
FOUR NIGHTS IN OCTOBER ๐Ÿ—“๏ธ On this date in 2004, the Red Sox completed the greatest comeback in MLB postseason history against the Yankees. 22 years later, they're STILL the only team to overcome a 3-0 deficit and win a postseason series.
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Jonathan Paula ๐Ÿ“ธ retweeted
The back to back TikTokโ€™s of them dancing to their own song is such an underrated detail but really brings this whole thing together. This is The Other Two type humor. No notes
This is a very well done video. It also looks like it took a lot of effort. I donโ€™t think I can put into words how much it accurately depicts people I fucking hate tho.
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Jonathan Paula ๐Ÿ“ธ retweeted
Why does no one know how a credit card works and acting like using a credit card instantly puts you in debt
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"A person is smart. People are dumb, panicky, dangerous animals and you know it."
Why does no one know how a credit card works and acting like using a credit card instantly puts you in debt
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Jonathan Paula ๐Ÿ“ธ retweeted
Whenever there is discourse about credit cards, insurance, 401Ks, etc on here, I am reminded that a sizable portion of the population doesnโ€™t actually understand the world around them and think things just inexplicably happen to them
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Jonathan Paula ๐Ÿ“ธ retweeted
The replies to this post perfectly encapsulates how financially illiterate the average person is. They assume that if you have a credit card, you have to be paying interest. This means their only experience with a credit card is using it then not paying it off.
You use a debit card at 31 years old
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Richard Riehle is a legend. Loved him in Star Trek and "The Man From Earth," especially.
Dude was in over 400 movies. He did EVERYTHING. Big action films, indie horror, tv. Before Ari Aster broke in, Richard Riehle would lead one of his short films the same year he was in 13 movies. He could hold his own with any A-lister. One of the most reliable men in Hollywood
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