Mike Fusco 🤝🇺🇸

Just finished migrating 17 bots from @bot to @rakazobot. I wasn't happy with the sudden changes (usage became impossible to control) and the obvious performance degradation by the xAI team. Not to mention, we received no support when the bots suddenly lost many of their functions. The transition took some time, but I'm far happier and glad to be on an open-source platform.

If the early reports are right, the Binance hack started with one engineer's laptop. Small businesses get hit the same way, usually by an email that gets someone in accounting to wire money to the wrong place. Many cyber policies have a small sublimit for social engineering losses, so it's worth checking your coverage.

With inflation back up to 3.6%, I'd take a hard look at the building limit on your property policy before it renews. Construction costs haven't come down, and if your TIV is based on what it cost to rebuild a few years ago, you could come up short on a big loss. Coinsurance penalties catch many owners who thought they were covered.

Powder puff league.

Family health premiums are now over $28,000 a year according to KFF, and at small companies the employee is paying almost $9,700 of that. Most of the owners I work with want to offer good benefits and they keep absorbing these increases year after year. I don't know how much longer small employers can keep doing that.

The Good Smile breach is a good reminder for anyone selling online. A lot of small business owners assume their general liability or their payment processor covers a data breach, and it usually doesn't. A cyber policy for a small shop isn't expensive, and the notification costs alone can be more than people expect.

If you're a contractor trying to grow your bonding capacity next year, your year-end financials matter more than anything. A CPA-reviewed statement with a clean WIP schedule goes a lot further than a compiled one. I'd talk to your accountant now, not in March when you're bidding.

Swept by the Rays and Boone gets a 10th year. 17 seasons without a title and nothing changes. George would've fired him in the parking lot.

For a $6.1M annual salary, Mike Locksley has turned Maryland into the worst P4 football program in the country. Dead last. And he just sacrificed his DC on top of it. Loser.

Twelve straight Big Ten losses. Blew a 10-point halftime lead to Rutgers at homecoming. Jim Smith has a bye week. Use it.

Another motivating halftime speech by Mike Locksley.

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