Completely right Hester. @TheFCA should not investigate itself & no one should support it in doing so. Just like the IRHP Review, the Griggs Review, the Foskett Panel etc. @TheFCA will be trying to line up their 'Useful Idiots' to try & get away with this. But we are watching it all carefully... @BankConfidenti1 @MLorrM @BomberMorgan @efgbricklayer @ArturNadol7566

On 3 December 2025 I sent am email to @TheFCA asking for support and help, because of the number of cases I was supporting vulnerable people on, including suicide risk & actual suicides. These were all victims of bank & financial frauds & cover ups. I was undertaking the work pro bono & just asking for help. I enclosed the final letter of a man asking me to take on the bank and take care of his wife, he was going to kill himself whilst he could still afford to keep up the premiums on his life insurance, which because it had been in place past two years it would pay out on his suicide. Then he ended his life. All because the bank were repossessing his home to recoup its profits from a interest rate swap Hidden Credit Line, secured against the home without his knowledge via a Personal Guarantee. None of @TheFCA Board all copied in commented, apart from John Ball the Non Exec Director who sent this emoji - 😢 Asking if he meant it, in which case it was not a very suitable response, he ignored my emails. Leading me to the conclusion that he had facetiously sent a weeping emoji to his fellow Board members & accidentally copied me in. A view I still hold. The Complaints Commissioner subsequently found against me on every element of my complaint about this (see link). The CEO Mr Rathi & the FCA Executives are too busy, too important to meet with me, I was told. Clearly a few more early deaths amongst that annoying SME community, who keep asking for their money back, stolen by @NatWestGroup @LloydsBank & others, following the financial crash, is of no concern to 'busy' @TheFCA Executives. The response was received the same day we later learned that significant whistle-blower Simon Andriesz who had been reporting Epstein & Lutnick ties, sadly took his own life He blamed @TheFCA for failing to protect him from retaliation by Lutnick's firm & in particular, he blamed CEO Nikhil Rathi, for ignoring his pleas for help. Following Simon's death & my call in an email to the Complaints Commissioner for Nikhil Rathi to step down, they have now agreed to meet. But they have learned nothing, they have washed their hands of another @LloydsBank suicide risk case just 1 WEEK after the AGM. A black and white case where a dishonest Lloyds bank manager replaced a home mortgage at 2/base with commercial loans. Shortly afterwards they were charging him over 26% on the homes lending. His business destroyed by the debt servicing costs, he could no longer afford his mortgage. They have literally broken every Rule in the book on this case & then repeatedly misled the court & used dishonest underhanded tactics to get a possession order. Using an N120 'Home Repossession' form, they told the court it was an investment property/ commercial lending. They didn't submit the MANDATORY 2 copies of the N123 because the bank staff or legal team would have to sign a statement of truth that they had complied with all of the relevant FCA Rules before applying for possession (see below). They DID NOT comply with ANY of the Rules. Charlie Nunn and Sir Robing Budenburg have been made aware of the case and have a copy of my report setting out all of the regulatory failures & where the Court was misled. @TheFCA said - we can't do anything and Lloyds have given him some extra time, YES 3 WEEKS to demand payment in full before they repossess. He has told me he will not leave there alive. @TheFCA Executives & staff know that, @LloydsBank know that, their counsel & legal team (who will be named( know that. But they all REFUSE to HELP. This is now a PUBLIC RECORD of events. I for one do not see how @TheFCA Executives & staff, failing to take action over specific, known Rule breaches & failing to protect a consumer in order not to expose @LloydsBank & their legal team, who have misled the courts and perverted the course of justice could possibly be - 'exercising a Public Function.' The question is then, if they are acting in bad faith (what else can it be) can & should @TheFCA its Executives & relevant staff face misfeasance in public office and potential Corporate Manslaughter investigations? And after the multiple early deaths and suicides relating to the behaviours @LloydsBank BSU, which is where the wrongdoing in this case would have taken place, isn't about time such charges were considered in relation to the Chair, CEO & Executives at that bank? frccommissioner.org.uk/wp-co… @BankConfidenti1 @TransparencyTF @appgonifandffs @johnmcdonnellMP @IanByrneMP @labourlewis @JohnHealey_MP @andyburnham @EmilyBuchanan1 @jameshurley @andyverity @ArturNadol7566 @Wftproof @MLorrM @CompassnInCare @mickmor16921994 @james_glanville @CarshaltonArt @bleating_lamb @paulpygmy02 @johncock_wayne @JohnCleese @JohnCena @EricIdle @BomberMorgan