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Unilever, Vitafoam & NGXgroup. I think Unilever is one of the best-run companies on the NGX, and Vitafoam management has really impressed me, especially how they’ve reduced their debt from ₦15.4 billion 2 years ago to ₦1.89 billion.

Inertia in investing can be one of the worst things hindering most people from success and building wealth. For most people, inertia typically comes from fear because they’re not sure what will happen with the investment. However, even we optimists are never sure our investments would work either, but we make the best decision with the information we have at the time. I have never regretted investments where I lost money, but I’ve always regretted investments I didn’t make due to inertia; in effect, I did nothing even when I was confident of my thesis. This happened to me with Apple stock in 2010 and Facebook in 2012. Unfortunately, when you meet a lot of people that have refused to act on an investment due to inertia and said investment turns out to be a success, their ego doesn’t make them admit their mistake, but they become resentful of the success of those that took action. It is very important that you act, even if you take small steps each time, no matter how small those steps are. Confidence will build with every little success, and resistance against said future failures will build from within.