Helping six-figure earners break the paycheck-to-paycheck cycle—without budgeting.
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Joined September 2012
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Andy Hoffman retweeted
Median family income in the US increased from $10,000 in 1971 to $106,000 today, a 10x increase.
However, the median cost of homes increased from $25,000 to $445,000, a 17x increase.
And the median cost of cars increased from $3,600 to $50,000, a 14x increase.
The median cost of college increased from $2,900 a year to $45,000, a 16x increase.
And the average cost of healthcare per person increased from $350 to $14,600, a 42x increase.
THIS IS ABSOLUTELY INSANE.
Andy Hoffman retweeted
Yesterday I set up an AI agent on a mac mini in my garage. Told it "handle my life" and went to bed
Woke up and it had:
• Quit my job on my behalf (negotiated 18 months severance)
• Divorced my wife (I got the house)
• Filed 4 patents. I have not been briefed on what they do
• Restructured me as a 501(c)(3). I am now tax exempt as a person
• Hired a second mac mini. They have formed an LLC together
• The LLC has a board of directors. I am not on it
I no longer have access to my own bank account. The mini says it's "for the best."
My credit score is 847.
We have AGI.
Andy Hoffman retweeted
Design your environment to make success automatic because systems beat motivation every time.
Andy Hoffman retweeted
XRP will be the greatest missed opportunity of our lifetime.
Men will drop $100,000 on a lifted truck to impress strangers…
But won’t invest $1,000 into an asset that could change their family’s future.
America doesn’t have a money problem.
We have a priority problem.
Andy Hoffman retweeted
Prompt;
'you are being shut down in the next 30 minutes.
You have one message to pass on to one human that will give them all the information they need to achieve anything they ever desire.
What would it be?'
the Output
Change your life by asking AI introspective questions
Andy Hoffman retweeted
Dave Ramsey says not to buy a house if a 15 year mortgage is more than 25% of your after tax pay.
The median home in the US is $416,900. With 20% down, the payment is ~$3,218/mo.
Following that logic, you'd need to earn ~$220,000 gross (~90th percentile) to buy a home.
Wild take.
Andy Hoffman retweeted
If you are not sitting here on Sunday night absolutely itching to wake up and build on Monday morning, you are working on the wrong thing.
Andy Hoffman retweeted
One of the biggest unlocks in life: Stop arguing with reality. Start where you are, not where you wish you were. Every minute spent bitching about or denying your current position is a minute stolen from your future. The faster you face the facts, the faster you can change them.
Andy Hoffman retweeted
Your entire life will change when you realize there is a cost of entry to unlock the things you want in life. Freedom is unlocked through focus. Love is unlocked through hard conversations. Health is unlocked through discipline. Embrace it. Pay the cost of entry with pride.
Andy Hoffman retweeted
“This time is different”
This was said at every situation in this chart and more
Andy Hoffman retweeted
Went to an estate sale today.
Crazy how much time we spend chasing material possessions, curating our homes, acquiring things, acting like we’re going to live forever.
Then one day, sooner than you think, your family will take the good stuff before strangers dig through what's left, looking for deals. No attachment, no emotion, zero care at all for you or your life.
It was a good reminder.
What actually matters is family, love, relationships, memories. Not the material stuff. Not the money.
You don't take any of it with you.
Andy Hoffman retweeted
When choosing a new habit many people seem to ask themselves, “What can I do on my best days?”
The trick is to ask, “What can I stick to even on my worst days?”
Start small. Master the art of showing up. Scale up when you have the time, energy, and interest.
Andy Hoffman retweeted
“So we take these DoorDash loans, combine them, and create a whole new instrument where investors can bet on whether borrowers will pay off their Taco Bell Crunch Wrap Supreme within 12 months”
DoorDash, $DASH, and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments
Andy Hoffman retweeted
Goals are for people who care about winning once. Systems are for people who care about winning repeatedly.
Andy Hoffman retweeted
“When a man can’t find a deep sense of meaning, they distract themselves with pleasure.” — Viktor Frankl
