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Crossed 5.2K! Welcome to all the new #CCGeeks joining the family 🥳
If you want the good stuff delivered straight to your phone without waiting for the algorithm:
Join here 👇
savingssimpl.short.gy/WA_Cha…
900+ members already on the WhatsApp Channel.
• Simplify • Spend • Save •
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Savings Simplified 🩵
@SavingsSimpl
🚨 GOLD PRICE ALERT! OCTOBER LOW BREACHED! 🪙
Gold has slipped to $3,855/oz, down 3.32% today!
The October low has already been breached. 📉
If you recently grabbed gold through BLINKDEAL, here’s one thing to consider:
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⚠️ Already placed an order?
If you can still cancel and want to reconsider your purchase, check the cancellation option.
But here’s another thing based on our previous experiences:
👉 Instead of cancelling, you may consider refusing delivery when the order arrives, if cancellation isn’t possible.
Why?
We’ve seen previous cancellations where refunds took almost 20 days to get reversed. That’s a painfully long time to have your money stuck!
A word of caution: Refusing delivery isn’t a guaranteed faster-refund route. Check Myntra’s return/refund policy and confirm the process before proceeding.
Stay alert. Buy smart!
Join the WhatsApp channel:
savingssimpl.short.gy/WA_GAr…
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Savings Simplified retweeted
✈️ ICICI Bank's November 2026 Domestic Airport Lounge List is out! The updated list features 86 airport lounges across India.
Some lounges are highlighted in red in the list, and complimentary access to these is restricted exclusively to holders of:
💳 ICICI Bank Diamant Credit Card
💳 ICICI Bank Emeralde Private Metal Credit Card
💳 Times Black ICICI Bank Credit Card
These exclusive lounges include 080 VIP Lounges at Bengaluru Airport (Terminals 1 & 2) and Prive Lounge at Delhi Airport, among others.
Don't assume every ICICI Bank cardholder can access all 86 lounges!📄 Check the updated lounge list here -
icici.bank.in/content/dam/ic…
Savings Simplified retweeted
🔥 AMAZON PAY GV DISCOUNT STILL WORKING!
Use it to buy Gold Coins on Swiggy / Blinkit / Zepto! 🪙
🔗 link.amazon/B0imHOEEa
Get ₹30,000 worth of Amazon Pay Gift Cards for just ₹29,500! 😍
💰 Effective Discount: 1.67% OFF
➕ Additional credit card rewards on payment!
How to maximise:
• Buy 3 × ₹10,000 Amazon Pay GVs.
• Pay just ₹29,500 instead of ₹30,000.
• Earn additional credit card rewards.
🪙 Best use case: Utilise these GVs for Quick Commerce Gold purchases.
Small discount, but stacking credit card rewards makes it even better! 🔥
#Affiliate
Savings Simplified retweeted
INALSA Wet and Dry Vacuum Cleaner for Home,35 ltr at ₹6,899
amazon.in/dp/B0C2PRHNV2?tag=…
#Affiliate
Savings Simplified retweeted
uppercase Medium 17L Laptop Backpack 1700EBP1 3x more water resistant at ₹749
amazon.in/dp/B0BNVZ7WVK?tag=…
#Affiliate
The two black beauties that almost every ccgeek has on their wishlist! ❤️
HDFC BizBlack & Diners Club Black Metal
Which black beauty would you pick? 🖤
HDFC is now offering BizBlack and DCB Metal as a secured card with the min FD requirement of 5.55L !!
This sounds too good to be true especially for BizBlack.
Credit Limit would be 90% of the FD amount.
Apply here or reach out to your nearest branch : applyonline.hdfc.bank.in/dig…
Savings Simplified retweeted
🚨 HDFC BizBlack & DCB Metal Now Available Against FD!
HDFC Bank is reportedly offering BizBlack and Diners Club Black Metal as secured credit cards with a minimum FD requirement of just ₹5.55 lakh!
This sounds almost too good to be true, especially for the BizBlack!
Key details:
- Minimum FD: ₹5.55 lakh
- Credit Limit: 90% of the FD amount
- Eligibility: Not available to existing HDFC credit card holders so try via family members who doesn't have any credit card.
You can apply online or reach out to your nearest HDFC Bank branch for more details.
🔗 Apply here: applyonline.hdfc.bank.in/dig…
Definitely an interesting development if you're looking to get your hands on these premium cards!
Savings Simplified retweeted
BizBlack & DCBM through
FD 🤯
⚠️ Existing HDFC cards holders can’t take FD backed CC ☹️
Apply Now: applyonline.hdfc.bank.in/dig…
Savings Simplified retweeted
HDFC DCB Metal and Biz Black available against FD.
FD requirement: ₹5.56 lakh.
Check HDFC Mobile Banking → Deposits → Credit Card on FD.
Not personally verified. Couldn’t check as I already hold an HDFC credit card.
Source: Reddit
Savings Simplified retweeted
? Where to find it ?
In the new HDFC MobileBanking app, go to Deposits (+) → View More → Smart Savings Choices → Credit Card on FD. The whole application is online, or you can apply at a branch.
? Risk ?
The FD stays locked for as long as you hold the card, and you’d have to close the card before you could break the deposit.
These cards aren’t lifetime free, so you still pay the joining and annual fees.
HDFC also allows only one core card per customer, so if you already have one, you’d have to cancel it first.
Savings Simplified retweeted
Cureskin Head Massager with Medical-Grade Silicone Bristles at ₹99
amazon.in/dp/B0DTJ3RL5J?tag=…
#Affiliate
Savings Simplified retweeted
Grab
link.amazon/B04b37Iz1
Set of 2 coffee table
Loot Price 😍😍
#affiliate
Savings Simplified retweeted
@SamsungIndia @Delhivery Absolutely appalling service from both companies. My Samsung refrigerator (Order: IN261026-28934042, AWB: 52289810663563), promised on Nov 4, remains undelivered. Worse, the delivery agent falsely marked me "Customer Not Reachable" Outright lie.
Savings Simplified retweeted
Samsung 24-Inch,FHD, 75 Hz, 1800R Curved Led Monitor at ₹3735
amazon.in/dp/B0C4YMKNNZ?tag=…
#Affiliate
You've seen the Amex escalation emails. But what if the replies still don't explain your missing points?
The next conversation is about evidence, not another email address.
If you're considering a Consumer Commission complaint alleging deficiency in service, build your record:
• Points deducted, card-wise, with dates
• Statements and redemption history
• Applicable terms and any written assurances
• Complaint IDs and Amex's replies
• The correction or compensation sought, with supporting evidence
A lower balance screenshot shows the deduction. It doesn't establish whether that deduction was justified.
Ask Amex for the card-wise calculation and the exact contractual provision applied, in writing.
Consumer Commission action is a separate legal route. Check jurisdiction, filing requirements and the effect on any RBI Ombudsman complaint first. Taking the same grievance to another forum can affect the Ombudsman route.
Compensation isn't automatic. A bank quoting its terms doesn't settle every disputed fact either.
Less copy-paste escalation. More documented accountability.
Consumer complaint filing guidance:
consumeraffairs.gov.in/pages…
RBI complaint rules:
rbi.org.in/commonman/Upload/…
Has Amex given you a card-wise explanation, or just a standard reply?
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Savings Simplified retweeted
Before I cancelled my card I transferred all the points. No idea how I got an impact of 30k. Amex is doing scam.
Are we detectives??? @AmexIndia
Amex, if you're removing reward points, show the card-wise calculation: earnings, amount burnt, the rule applied and how to dispute an error.
Customers shouldn't become detectives to understand their rewards balance.
Is that too much to ask?