Fee-only CFP® practitioner (also @ApproachFP). Retirement planning enthusiast.
Montrose, CO
Joined November 2011
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Justin Pritchard, CFP® retweeted
I was also impacted by the @WSJ layoffs.
I was laid off after mat leave for some extra salt in the wound. All the working moms out there know that this is a worst nightmare scenario.
I’d love any help from former colleagues, friends, social media connection, etc.! 🙏
Some of the best tech reporters + editors out there were laid off from @wsj yesterday. When I say these folks are not only incredibly knowledgeable but also kind and a joy to work with, I mean it. If you’re hiring, don’t miss the chance to snatch them up. I can help make connections. talkingbiznews.com/media-new…
Justin Pritchard, CFP® retweeted
"Money and the Momentous Decision to Retire." Readers weigh in on financial issues they're concerned about when they think about retiring - as reflected in the blogs they are reading: crr.bc.edu/money-and-the-mom… #retire #financial #socialsecurity #401k #Babyboomers #boomers #aging
Justin Pritchard, CFP® retweeted
Perfect timing. Very excited to dig into @kylascan's new book, out today!
Get it here: amzn.to/3XinBR1
Justin Pritchard, CFP® retweeted
Fine: You screwed up and you're in trouble. Avoid repeating the mistake.
Fee: A cost of admission that's worth paying to get something worthwhile in return.
Market volatility is a fee, not a fine.
Justin Pritchard, CFP® retweeted
This applies to a lot more than just art.
There’s almost always more money to be made in selling the thing than doing it yourself.
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Justin Pritchard, CFP® retweeted
Total digitization of medication subscribing is a complex adaptive system waiting for a downfall. There is no resiliency built into how medications are dispersed. People, always keep extras of your important medications.
Would love to see a story on this @KFFHealthNews
Justin Pritchard, CFP® retweeted
New Blog Post - How to Find the Right Financial Advisor For You!
This is one of the more comprehensive resources for understanding how to find a financial advisor. Hat tip to @michaelkitces for providing a framework on laying out the industry history.
quietwealth.com/insights/fin…
Justin Pritchard, CFP® retweeted
“People assume that a good financial plan has to be complicated. I think there’s room to talk about simplifying it.”
– @christine_benz
Why is that idea so hard for us to get our heads around?
buff.ly/3sIKQWM
Justin Pritchard, CFP® retweeted
Periodic reminder that I was able to cut down my hospital bill SUBSTANTIALLY by asking if there was a discount for paying within 30 days. There was. I can't remember if I saved 1/4 or 1/3, but it was a lot.
I am forever grateful to the person who passed on this info to me.
Justin Pritchard, CFP® retweeted
What can happen if you deposit a fraudulent check?
- The bad guys would have your bank account information and signature.
- The scammer will ask for some money to be returned. That money will be gone forever.
-Other payments could bounce when the bank subtracts the money. (END) columbiagasohio.com/our-comp…
Justin Pritchard, CFP® retweeted
Everyone knows the standard 3-6 months of emergency fund advice. When advising clients on how much cash to keep, I tailor it to how risky the household's income is.
- Dual income ➡️3-6 months
- Single income➡️ 6-9 months
- Entrepreneur ➡️6-12 months
Justin Pritchard, CFP® retweeted
Bronnie Ware's top five regrets of the dying:
1. I lived a life that was expected of me.
2. I worked too much.
3. I didn't express myself.
4. I lost touch with my friends.
5. I didn't allow myself to be happy.
You still have time.
meaning.blog/life
#life #money #meaning
Justin Pritchard, CFP® retweeted
There are so many benefits to working "in" retirement.
Socialization, better financial stability, better health.
Most of our clients choose to do this - of course, only doing work they love. @barronsonline barrons.com/articles/working…
Justin Pritchard, CFP® retweeted
Sobering but important message of what we have to be mindful we may lose at retirement:
- Income <duh>
- Identity
- Purpose
- Structure
- Community
- Relevance
- Power
Many can be replaced in retirement, but only if you're intentional w/ a plan to do so?
humbledollar.com/2023/08/wha…
Justin Pritchard, CFP® retweeted
5 tips to enhance your returns in the stock market:
1. Stop
2. Looking
3. At
4. Your
5. Investments
Use automation to invest and go spend time doing things you love.
Justin Pritchard, CFP® retweeted
.@SocialSecurity's Office of #Retirement and #Disability Policy has released an annual chartbook that highlights statistics on the most important aspects of the Social Security and Supplemental Security Income programs. Read the publication here: bit.ly/3EAMzR3 #SSI
Justin Pritchard, CFP® retweeted
I LOVE my aftertax 401(k)!
Heavy savers, you're missing out if you're not badgering your employer to add this feature, along with automatic in-plan conversions. It's a wonderful, easy way to get way more $ into the Roth column.
morningstar.com/personal-fin…
Justin Pritchard, CFP® retweeted
Fascinating!
Justin Pritchard, CFP® retweeted
5 Retirement Blind Spots
By comparing pre-retiree EXPECTATIONS vs. post-retiree EXPERIENCES, the following 5 Blind Spots have been identified in a new study:
1) You'll miss more than just your paycheck from work (think friends, sense of identity, purpose, etc.)
Read on...